With Mobile Check Deposit, depositing a check is as simple as taking a photo. Simply log into the mobile app on your iPhone or Android device and make deposits into your account.
For more information about our App or to watch a demonstration on Mobile Check Deposit, click here.
You must have a WCCU online banking service and password to access account information via WCCU mobile app (FREE Download available at the App Store and Google Play).
Upon receipt of a confirmation from WCCU that the image of an item has been received, prominently mark the check as “Mobile Check Deposit (MCD)” or “VOID” and to ensure that it is not represented for payment. You will need to retain the check, or a sufficient copy of the front and back of it, in the event of a deposit dispute.
Only single-party domestic checks made payable to the owner(s) of the account may be deposited.
The following is a list of unacceptable items that may not be deposited using Remote Deposit:
There is no limit on the number of checks deposited, however you can only deposit up to $10,000 per day. The maximum allowable amount per check is $2,500.
The total amount of deposits made (less any holds that apply according to the Funds Availability Policy, up to your available deposit limit), will be credited to your account.
When taking the check image:
After taking the check image, ensure the following: